The issue of health insurance is a complex one for any independent artist, small collective, or cultural nonprofit. It’s certainly not a challenge unique to the arts (any small business or independent contractor is faced with similar strains). But the issue can be particularly problematic for creative professionals, who often do dangerous or physically demanding work, or do that work in less than healthy environments.
In response, the Future of Music Coalition has assembled a handy set of articles and links in their Health Insurance Navigation Tool (HINT). While developed specifically for musicians, the insights, glossary, and inventories of opportunities would be applicable to any independent artist or small cultural nonprofit.